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Did you know that using a realtor is FREE for Buyers?? The Seller pays the commissions for both the listing and selling agents, so as a Buyer this is a free service to you!
Having an advocate on your side, guiding you through the process is a must when you are making the biggest purchase of your life. Many people are under the impression that if they do not use a Realtor they will be saving money as a Buyer, when in fact it is just the opposite. It is common to think that if you use the listing agent of a property write up the offer and don’t get your own Realtor you will save money in negotiations – WRONG. In fact, the listing agent will usually get double the commission (3% for listing the property, and now 3% for selling it to you). The Seller has already signed a contract with the listing agent detailing how much commission they will pay to both sides. So not only are you not getting a discount you have the Seller’s agent trying to negotiate for you. The Seller is already the listing agent’s priority, so you are actually doing yourself a disservice and many times paying more than you would if you would have gotten yourself a FREE Realtor.
I would rather have you pick a realtor out of the phonebook than not use one at all… but of course your best chance of saving money would be to work with me! 🙂
The last 5 years have definitely changed the market. As a potential Buyer, I am sure you are hearing from everyone what a GREAT time to buy it is. Here are some actually numbers that may put into perspective HOW great of a time it is now….
These stats are based on National numbers and a $400,000 home.
A 30 year mortgage today is 4.13%, in September 2006 it was 6.41%
The monthly payment today (based on the above amount & interest rates) is $1,939.76, in September 2006 it would have been $4,024.02 – a difference of $2,084.26 a month!
Over the term of the loan the total savings for the house purchased today would be $750,333!
The average monthly rent for a 2 bedroom in Seattle is $2,260 a month.
Don’t let this great time to buy pass you up!!
After the past few years, many owners are curious where things stand as far as the value of their real estate. Zillow can give you a very general range, that is if you haven’t done ANY remodeling, updating, or additions. To get the most accurate value, a price opinion from a realtor is the way to go. This very specific opinion will take into account the current state of your home and give you an idea of what it is worth. If this is something you are interested in, just shoot me an email and I will have it back to you within the week.
Welcome to my new website. I am going to do my best at keeping this updated and current. Take a look around and leave me a comment if you have any suggestions or questions!
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